How to protect identity theft in online banking

Online banking system has made our life easy and trouble free from daily hassle and save a lots of time as everything is a click ahead, but no doubt that there are lots of bad people around us due to which there is a possibilities of our account being hijacked or theft of our identity & banking information. 

Malicious people/hacker are always looking for  your personal information like bank login data such as id and password,  credit card numbers, social security numbers  etc. They will attempt various methods like by sending malicious email, backdoored software, fake call etc   to gain access  in your bank account. So when it comes about the matter of online financial transaction, we always need to be precautious.   You should follow the following steps to keep your account secured.

Secure Websites | Secured Browsing

If you need to send & receive confidential  like banking and company’s secret  data through a website, first make sure that the website is secured . Now a days almost every banking websites  and other important websites  have  secured socket layer , through which we can send the information to the server in encrypted format rather than in plain text. It will protect the sensitive data from being sniffed. To be sure the website is secured or not, look at the left of the address bar, if it is secured the address bar will have https protocol with green text and an icon of lock.

Malicious Website | Cloned/Phished Websites

As I told above an important website must be secured over SSL , the malicious people may try to fool you by redirecting you to the fake websites that’s look like the real one. But a fake website will not have a SSL certificate or https encryption . So make sure that the security of the site is well configured and never ever click on any link send to you by other people says that it’s a banking website.  If you can’t conform yourself that the website is real of fake, then Google & Wikipedia is always there for your service.
You need some configuration in your browser too. In the cookie settings never set it to “Accept all cookies” , turn on the “Phishing filters” and also turn on the  “pop up blocker”

Malicious Email | Pop up message

If you receive any suspicious email saying that you have won a grand prize and your email id is in their random list, don’t give any response to these types of emails. Such emails are the traps to collect your personal information like banking  and other data .  Sometime pop up ads on website displays something greedy like You have won a IPhone,  you are their lucky winner and blah blah , don’t click on such ads. Go to your  browser settings and turn on the pop up blocker.

Fake Call | Social Engineering

If you receive any call  and says anything like this call is for security purpose and they need your bank account details like credit card number, log in id & passwords to verify your identity, Beware of such calls! It’s  a to hack into your mind and collect your personal data. Banks will never call you in such way, if banks have any security upgrading you will receive a postal letter from your bank or they will call you to visit the bank for confidential work.

Bank Statements | Credit card statements.
Kindly verify the bank statements personally from bank, if you see any unusual charges or transactions.

Malicious Software | backdoor
Beware of free software and email attachments which may contains malware and keylogger that may infect your system and record your every online activities , collects the important sensitive data and sends the information to the attacker. Use a good anti-spyware & antivirus to protect your system from unusual software. Antivirus and antispyware needs regular updates ,

TOPIC
HOW TO PROTECT ONLINE BANKING ACCOUNT
HOW TO PROTECT IDENTITY THEFT IN ONLINE BANKING
HOW TO DO SECURE ONLINE BANKING